Privacy Policy
Last Updated: August 3, 2026
At LifeOne Financial Services (“we,” “us,” or “our”), an independent sub-brand operating under Experior Financial Group, we respect your privacy and are committed to protecting the personal information you share with us.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit information via our advertising campaigns across social and digital platforms (including Meta, TikTok, LinkedIn, and YouTube/Google), or utilize our financial services.
1. Information We Collect
We collect personal information that you voluntarily provide to us, as well as information collected automatically through our website, landing pages, and digital ad campaigns.
Personal Identifiable Information (PII): Name, email address, phone number, mailing address, date of birth, company/job title (e.g., via LinkedIn Lead Forms), and specific financial inquiries provided when filling out contact forms.
Lead Generation & Social Media Forms: When you interact with our advertising on third-party platforms (including Meta Instant Forms, TikTok Lead Generation Ads, LinkedIn Lead Gen Forms, or YouTube Lead Extension Forms), we collect the contact and financial inquiry details you voluntarily submit.
Financial & Demographic Information: Information relevant to assessing your insurance, investment, or financial planning needs (collected during direct consultation).
Technical & Usage Data: IP address, browser type, operating system, referring URLs, pages viewed, access times, device IDs, and online behavior collected via cookies, pixels, tags, and web analytics tools.
2. How We Use Your Information
We use the information we collect for legitimate business and marketing purposes, including to:
Provide, operate, and maintain our website, landing pages, and financial consulting services.
Process inquiries, connect you with licensed advisors, and fulfill financial service requests.
Deliver targeted advertisements, personalized content, and remarketing campaigns across ad networks (Meta, TikTok, LinkedIn, YouTube/Google).
Share relevant financial product options and quotes through collaboration with Experior Financial Group and affiliated insurance/investment providers.
Comply with legal, regulatory, and licensing obligations applicable to financial services.
3. Direct Contact & Communication Consent
By submitting your contact information through an ad form on Meta, TikTok, LinkedIn, YouTube, or our website, you grant express consent to be contacted by a licensed representative of LifeOne Financial Services or Experior Financial Group.
Channels: Communications may occur via telephone, email, or text message (SMS/MMS) regarding financial products, quotes, or consultation appointments.
Opt-Out: You may withdraw your consent at any time. To stop receiving text messages, reply STOP to any message. To opt out of email communications, click the Unsubscribe link in our emails.
4. Cookies, Tracking Pixels & Interest-Based Advertising
Our website and marketing campaigns utilize tracking technologies provided by third-party advertising partners to measure campaign effectiveness, track conversions, build custom audiences, and serve interest-based advertisements:
Meta Pixel & Conversions API: Measures conversion actions and serves targeted ads across Facebook and Instagram.
TikTok Pixel & Web Events API: Measures actions on our site and optimizes advertising delivered on TikTok.
LinkedIn Insight Tag: Collects data regarding professional demographics, website conversions, and enables retargeting on LinkedIn.
Google / YouTube Tag & Google Analytics: Measures website interaction, tracks ad conversions, and serves personalized ads across YouTube and the Google Display Network.
Managing Preferences: You can manage or opt out of personalized tracking via your account settings on Facebook, TikTok, LinkedIn, and Google/YouTube, or through digital advertising opt-out portals like the Digital Advertising Alliance.
5. Sharing & Disclosure of Information
We do not sell, rent, or trade your personal information. We share data only under the following conditions:
Parent Organization & Licensed Advisors: As a sub-brand of Experior Financial Group, we share lead data with Experior and its licensed independent financial representatives to fulfill service requests.
Third-Party Advertising Platforms: Data collected via embedded tracking pixels/tags is shared with platform providers (Meta, TikTok, LinkedIn, Google/YouTube) strictly for advertising attribution and targeting, in accordance with their respective terms.
Third-Party Service Providers: Trusted vendors providing CRM, website hosting, email marketing, or telecommunication services to execute our operations.
Financial Product Underwriters: When applying for insurance or financial products, necessary details are shared with underwriting institutions and partner carriers to process applications.
Legal Compliance: Disclosures required by court orders, laws, or governing financial regulatory bodies.
6. Data Security & Retention
Security: We employ administrative, physical, and technical safeguards to protect your personal data against unauthorized access, loss, or alteration.
Retention: Personal data is retained only for as long as necessary to fulfill operational, legal, and financial regulatory retention requirements.
7. Your Privacy Rights
Depending on your jurisdiction, you may hold rights regarding your personal data, including:
Accessing and receiving a copy of your personal data.
Correcting inaccurate or incomplete records.
Requesting the deletion of your personal data (subject to legal and financial regulatory retention requirements).
8. External Links
Our website or ad campaigns may contain links to third-party platforms. We are not responsible for the privacy practices or content of third-party sites.
9. Contact Us
For questions regarding this Privacy Policy or your personal data, please contact:
Brand Name: LifeOne Financial Services
Parent Organization: Experior Financial Group
Privacy Contact: [Insert Contact Name/Title, e.g., Compliance Officer]
Email: [Insert Contact Email]
Phone: [Insert Contact Phone Number]
Address: [Insert Business Address]
2. Revised Terms and Conditions
Terms and Conditions
Last Updated: August 3, 2026
Welcome to LifeOne Financial Services (“Company,” “we,” “us,” or “our”). LifeOne Financial Services is an independent sub-brand operating under Experior Financial Group.
By accessing or using our website, landing pages, digital forms, social media campaigns, or financial tools (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, you must not use our website or submit your information through our advertising campaigns.
1. General Overview & Financial Disclaimers
Informational & Educational Purpose Only: Content provided on this website and in our social media advertisements (across Meta, TikTok, LinkedIn, YouTube, or Google)—including text, graphics, videos, calculators, and promotional offers—is for general educational and informational purposes only.
No Direct Financial, Legal, or Tax Advice: Nothing on this website or in our ad materials constitutes direct financial, investment, legal, tax, or accounting advice. You must consult with a licensed financial representative before making any financial decisions.
No Guarantees or Earnings Disclaimers: Any illustrations, historical performance examples, projections, or financial savings claims presented on this site or in our ad materials are hypothetical and do not guarantee future results or specific financial outcomes.
2. Affiliation with Experior Financial Group & Licensing
LifeOne Financial Services operates as a sub-brand within the network of Experior Financial Group.
Product Delivery: Financial products, insurance policies, and investment solutions requested through our advertising campaigns or website are brokered, underwritten, or administered by licensed insurance carriers and financial institutions through independent advisors associated with Experior Financial Group.
Regulatory Compliance: All advisory services, licensing, and compliance standards strictly adhere to the governing rules of local financial regulatory authorities and Experior Financial Group’s corporate standards.
3. Advertising Platform Disclaimer (Meta, TikTok, LinkedIn, YouTube)
This website and our marketing campaigns are independently operated by LifeOne Financial Services / Experior Financial Group.
No Endorsement: Our advertising campaigns and website are not sponsored, endorsed, administered by, or associated with Meta Platforms, Inc. (Facebook/Instagram), TikTok Inc. / ByteDance Ltd., LinkedIn Corporation, or Google LLC / YouTube LLC.
Trademarks: “Facebook”, “Instagram”, “TikTok”, “LinkedIn”, “Google”, and “YouTube” are registered trademarks of their respective owner companies.
4. Lead Submission & Telecommunications Consent
By filling out an inquiry form, booking a consultation, or submitting your contact details through a lead ad form on Meta, TikTok, LinkedIn, YouTube, or Google, you expressly agree to the following:
Authorization to Contact: You authorize LifeOne Financial Services, Experior Financial Group, and their licensed financial representatives to contact you via phone, email, or automated text messages (SMS/MMS) using the contact details provided to answer inquiries, provide financial quotes, or offer financial advice.
No Purchase Requirement: Consent to receive communications is not a condition of purchasing any financial product or service.
Opt-Out Rights: You may revoke consent at any time. To opt out of SMS communications, reply STOP to any text message. To opt out of email communications, click the Unsubscribe link at the bottom of our emails.
5. User Obligations & Age Restrictions
By using this website or submitting information through our digital ads on any platform, you represent that:
You are at least 18 years of age (or the age of legal majority in your jurisdiction).
The information provided by you is accurate, complete, and current.
You will not use our platform, ad forms, or services for any fraudulent, unlawful, or unauthorized purpose.
6. Intellectual Property Rights
All original content, video materials, ad creatives, graphics, logos, brand marks, and web code are the property of LifeOne Financial Services, Experior Financial Group, or their licensors and are protected under applicable copyright and trademark laws. You may not reproduce, distribute, or modify any material without prior written authorization.
7. Third-Party Links & Tools
Our website or ad landing pages may contain links to external third-party websites, software tools, or calculators. We do not control and are not responsible for the content, privacy practices, accuracy, or reliability of any third-party resources.
8. Limitation of Liability
To the fullest extent permitted by applicable law, LifeOne Financial Services, Experior Financial Group, and their officers, directors, employees, and independent advisors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:
Your access to, or use of (or inability to access or use), our website or ad landing pages.
Decisions, actions, or financial outcomes based on information presented on this site or in our ad materials across Meta, TikTok, LinkedIn, or YouTube.
Errors, technical interruptions, or security breaches affecting our digital channels.
9. Indemnification
You agree to defend, indemnify, and hold harmless LifeOne Financial Services and Experior Financial Group from and against any claims, damages, losses, costs, or legal fees resulting from your breach of these Terms or misuse of our services or forms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of [Insert State/Province and Country, e.g., Ontario, Canada], without giving effect to conflict-of-law principles.
11. Contact Information
If you have questions regarding these Terms and Conditions, please contact:
LifeOne Financial Services
p. 1-604-721-0065
a. 219-7928 128 St, Surrey, BC V3W 4E8